PAYMENT POLICY

Last Updated: November 2, 2026

Welcome to zovamiro!

At zovamiro, we are committed to providing a secure, convenient, and transparent payment experience for all our customers. This Payment Policy explains the accepted payment methods, payment processing procedures, billing information, transaction security, and other important payment-related terms.

By placing an order on our website, you agree to the terms outlined in this Payment Policy.

1. ACCEPTED PAYMENT METHODS

We accept secure online payments through the payment methods displayed at checkout.

Depending on your location and the availability of our payment service providers, accepted payment options may include:

Visa
Mastercard
American Express
Discover
PayPal
Other supported payment methods displayed at checkout

The availability of specific payment methods may vary by country, payment provider, or transaction.

Only payment methods displayed and enabled during checkout are accepted.

2. PAYMENT CURRENCY

All product prices on our website are generally displayed in United States Dollars (USD) unless otherwise indicated.

If you make a payment using a different currency, your bank or payment service provider may apply currency conversion rates or additional international transaction fees.

Such fees are determined by your financial institution and are not controlled by zovamiro.

The final order total, including applicable shipping charges and taxes, will be displayed before you confirm your purchase.

3. PAYMENT PROCESSING

Payment is required at the time of placing an order.

Once you submit your order and complete the payment process:

Your payment will be submitted for authorization through the selected payment provider.
Your order will be confirmed after successful payment authorization and acceptance.
An order confirmation email will be sent to the email address provided during checkout.
Order processing will begin according to our Shipping Policy.

We reserve the right to verify payment information when reasonably necessary to prevent fraud or unauthorized transactions.

4. SECURE PAYMENT TRANSACTIONS

We take payment security and customer privacy seriously.

Payments are processed through supported third-party payment service providers using their applicable security measures.

We do not intentionally store complete credit card numbers or card security codes (CVV) on our store systems.

Payment information is handled by the relevant payment providers in accordance with their security standards and privacy practices.

For more information about how personal information is collected and processed, please refer to our Privacy Policy.

5. BILLING INFORMATION

Customers are responsible for providing accurate, complete, and up-to-date billing information when placing an order.

This includes:

Full name
Billing address
Contact email address
Valid payment information
Other information required by the payment provider

Incorrect or incomplete billing information may result in payment failure, delayed processing, or order cancellation.

If you encounter any billing-related issues, please contact our customer support team at info@zovamiro.com.

6. PAYMENT AUTHORIZATION & VERIFICATION

For transaction security, certain orders may be subject to additional verification.

We may contact customers to confirm order details when unusual or potentially unauthorized payment activity is detected.

We reserve the right to refuse or cancel transactions when there is a reasonable indication of fraudulent activity, unauthorized payment, or violation of our Terms of Service.

If payment has already been captured for an order that we cancel, the applicable amount will be refunded to the original payment method.

7. FAILED OR DECLINED PAYMENTS

If your payment is declined or unsuccessful, your order may not be completed.

Common reasons for payment failure include:

Insufficient funds
Incorrect card information
Expired payment card
Payment provider restrictions
Bank authorization failure
Security verification issues

If your payment fails, please verify your payment details or contact your bank or payment provider.

You may also attempt to complete your purchase using another available payment method.

For assistance, contact info@zovamiro.com.

8. TAXES & ADDITIONAL FEES

Applicable taxes and shipping fees will be calculated and displayed during checkout where required.

For international orders, additional import duties, customs taxes, or fees may be imposed by the destination country's authorities.

Unless otherwise stated at checkout, customers are responsible for applicable import duties and customs charges.

Any additional fees charged directly by your bank, credit card issuer, or payment provider are outside our control.

Please refer to our Shipping Policy for further details regarding international shipping and customs.

9. REFUNDS & PAYMENT REVERSALS

Approved refunds will generally be issued to the original payment method used for the purchase.

Refund processing times may vary depending on your bank, card issuer, or payment provider.

Once a refund has been processed, it may take approximately 5–10 business days for the funds to appear in your account, depending on the payment provider.

This timeframe is an estimate and does not include any additional time required to review and approve a refund request.

Refund eligibility, return conditions, and applicable refund procedures are governed by our Return & Exchange Policy and applicable consumer protection laws.

For refund inquiries, please contact:

info@zovamiro.com

10. ORDER CANCELLATIONS

If you need to cancel an order, please contact our customer support team as soon as possible.

We will make reasonable efforts to accommodate cancellation requests before an order has been processed or dispatched.

Once an order has been shipped, cancellation may no longer be possible.

In such cases, customers may request a return or refund in accordance with our Return & Exchange Policy.

If an eligible order is successfully canceled after payment has been captured, the applicable refund will be issued to the original payment method.

11. UNAUTHORIZED TRANSACTIONS & PAYMENT DISPUTES

If you believe that a payment made on our website was unauthorized or incorrect, please contact us promptly at info@zovamiro.com.

We will review your concern and assist in resolving the issue where possible.

Customers may also contact their bank or payment provider regarding unauthorized charges or payment disputes.

Nothing in this Payment Policy limits your rights under applicable consumer protection laws or the dispute resolution procedures provided by your payment provider.

12. POLICY UPDATES

zovamiro reserves the right to update or modify this Payment Policy when necessary to reflect changes in our payment practices, service providers, or applicable legal requirements.

Any updates will be published on this page with a revised "Last Updated" date.

We encourage customers to review this policy periodically.

13. CONTACT INFORMATION

If you have any questions about payments, billing, refunds, or transaction security, please contact our customer support team.

Website Brand: zovamiro

Registered Company Name: Shenzhen Aofengjie Trading Co., Ltd.

Customer Support Email: info@zovamiro.com

Website: https://zovamiro.com

COMPANY INFORMATION & CUSTOMER SUPPORT

Registered Company Name: Shenzhen Aofengjie Trading Co., Ltd.

Brand Name: zovamiro

Customer Service & After-Sales Support: info@zovamiro.com